Title Loans

Payday Loans

Money NOW! ... No Hassle! ... NEVER A CREDIT CHECK!

Payday Loans Must Be Retired As Scheduled

Federal And State Regulatory Compliance

Mississippi law prohibits autoCASH  from accepting a fee to renew or extend any Payday Loan (delayed deposit) check. A Payday Loan (delayed deposit) check must be deposited, or the check face value paid in full, before another check may be cashed.

Credit Checks

Payday Loan Fees

autoCASH  is licensed and regulated by the Mississippi Department of Banking and Consumer Finance which establishes all maximum rates and operating rules for Payday Loan (delayed deposit) lenders.

The maximum fee for a Payday Loan (delayed deposit) transaction in Mississippi is 16.67% of the face amount for checks under $250.00, and 18.00% of the face amount for checks over $250.00.

Pursuant to Section 75-67-515(4) Mississippi Code of 1972, as amended, autoCASH  clearly and conspicuously posts all fees charged for Payday Loans in its operating location(s) and thoroughly reviews any and all fees and conditions pursuant to issuing a Payday Loan with its customer(s) before completing the Payday Loan (delayed deposit) transaction.

Legal Considerations For Payday Loans In Mississippi

autoCASH  strictly adheres to all applicable laws and regulations at both state and federal levels, including those established by the Consumer Financial Protection Bureau. autoCASH  observes all industry best practices to provide the most beneficial, responsible Payday Loan service.

autoCASH  conducts its customer account collection activities in strict compliance with the provisions of the Federal Fair Debt collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. These regulations specifically prohibit the following:

  • Contacting consumers by telephone before 8 a.m. or after 9 p.m.

  • Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at any time.

  • Collecting debt through deception or misrepresentation.

  • Threatening legal recourse when no legal action is intended.

Fair Debt Collection Practices

autoCASH  does not conduct credit checks on its customers. At autoCASH,  your credit score does not affect the interest rate, fees or charges for payday loans.